Financial Risk Specialist IV
Location
Remote
About Us
At Atomeocean, we are dedicated to empowering jobseekers on their journey to find meaningful employment. Our platform provides a supportive and interactive online community where individuals can connect, share knowledge, and access valuable resources to enhance their job search. We are seeking a principal Financial Risk Specialist to set the firm-wide risk strategy, own the enterprise risk-management framework, and act as the senior risk advisor to the executive team and the board.
Job Description
As a principal Financial Risk Specialist, you will define and evolve the enterprise risk-management (ERM) framework — risk taxonomy, risk appetite, limit structures, model governance, and escalation paths. You will own the most consequential risk decisions, represent the firm to regulators and external auditors on risk matters, and lead the development of the senior risk team.
Responsibilities
- Own and evolve the enterprise risk-management (ERM) framework, including risk taxonomy, risk-appetite statement, limit hierarchy, and escalation protocols.
- Set the multi-year risk strategy and roadmap; align it with the firm's business strategy and present it to the executive team and the board risk committee.
- Lead firm-wide stress-testing, scenario analysis, and capital-and-liquidity adequacy programs; sign off on results before they reach the executive committee.
- Establish and chair internal risk committees; ensure cross-functional risk decisions (new products, new markets, large counterparty exposures, model changes) follow the agreed governance.
- Represent the firm to regulators, external auditors, rating agencies, and major counterparties on risk-management topics; lead responses to regulatory examinations and remediation programs.
- Own model risk governance: approve materially-impactful models, set independent validation standards, and ensure the model inventory remains accurate and current.
- Drive enterprise initiatives that materially reduce the firm's risk-adjusted cost of capital or expected loss — including portfolio rebalancing, hedging programs, and control-environment redesigns.
- Build, lead, and develop the senior risk team (Level II / III staff); set performance standards, mentor future risk leaders, and own hiring and succession planning for the risk function.
- Partner at the peer-executive level with the CFO, General Counsel, CTO, and business unit heads to ensure risk is embedded in strategic and operational decisions.
Qualifications
- Bachelor's degree in Finance, Economics, Statistics, Mathematics, Accounting, or a related field; advanced degree preferred.
- 8+ years of progressive experience in financial risk management, including 3+ years owning enterprise- or portfolio-level risk decisions and presenting to executives or boards.
- Mastery of quantitative risk methods across multiple domains (credit, market, liquidity, operational, model risk) and the ability to translate them into firm-level strategy.
- Demonstrated track record of designing or materially improving an enterprise risk-management framework at a regulated or high-growth firm.
- Proven success representing a firm to regulators, external auditors, or rating agencies on risk matters.
- Deep proficiency with SQL and BI tools; working proficiency with Python or R for risk-analytics review and validation.
- Strong knowledge of the regulatory landscape relevant to the firm's business (e.g., banking, payments, fintech, cross-border services).
- Track record of building, leading, and developing senior risk teams.
- Excellent written and verbal communication, including board-level presentation and negotiation skills.
- Ability to collaborate with team members in a remote work environment.
Preferred Skills
- FRM, CFA, PRM, CPA, or an MBA.
- Written and verbal communication skills in Mandarin.
- Prior experience as a Chief Risk Officer, Head of Risk, or principal-level risk leader in a high-growth technology, financial services, or cross-border services business.
- Experience leading firm-wide capital planning (ICAAP), liquidity planning (ILAAP), recovery and resolution planning, or operational-resilience programs.
- Experience leading M&A risk diligence and post-close risk integration at the enterprise level.
Additional Information
- Competitive salary and benefits package.
- Opportunities for professional growth and leadership development.
- Flexible working hours and a fully remote work environment.
- A collaborative and innovative team culture.
If you are a principal-level risk leader who wants to define the risk posture of a growing business and represent it at the board and regulator level, we encourage you to apply!